Working with us

Your Appointment

We aim to give you peace of mind by organising your finances and devising the best strategies to achieve your goals. Contact us today to find out how we can help – whether you need answers to your questions or more specific advice, we’re always delighted to hear from you.

Privacy Agreement

What to bring with you

Use this checklist to make sure you bring along the right information when you meet us.

  • List of goals for the financial planning exercise
  • List of specific questions that you want answered
  • ID/Residence
  • Proof of name – current passport or drivers licence
  • Proof of address – utility bill/bank statement, dated within the last 2 months showing name and current address
Possible Documentation Requirements:
  • Current will and trust documents
  • Buildings and contents insurance? – policy and schedule
  • Life & critical illness cover? – policy and schedule
  • Pension policy information
  • Investment information
  • Additional information required for mortgages:
If Employed:
  • Latest 3 months payslips
  • Latest P60
  • Latest 3 months bank statements showing salary being credited. Statements must include the bank’s name together with the applicant’s account number and name
If Self-Employed
  • 3 years company accounts/self assessment tax returns
  • 3 years HMRC SA302’s with corresponding tax year overviews – these can be obtained from HMRC. They can be used as proof of earnings and tax paid
  • If you receive a PAYE salary from your own company then we would require 3 months payslips and latest P60 as well as above
  • Latest 3 months bank statements. Statements must include the bank’s name together with the applicant’s account number and name

Additional Documentation

  • If you’re not using equity from an existing property, we will need evidence of deposit funds
  • Latest annual mortgage statements
  • For court ordered maintenance payments – a copy of the court order
  • For Child/Working Tax Credits/Child benefit – annual letters from HMRC confirming your payments for the following year and corresponding bank statements for the past 3 months showing the payments received
  • Latest credit report

Please sign and return the IDD explaining our costs and services we provide along with the data protection statement attached

INFORMATION ABOUT OUR BUY-TO-LET MORTGAGE SERVICES
CLIENT AGREEMENT
DOCUMENT
Equity Release Initial
Disclosure Document
Accessing your property wealth through Equity Release
Mortgage Initial disclosure documents
Self Declaration Form for a Position Requiring a Disclosure
Services and costs
Disclosure Document

Get in touch

Spencer House
Mill Green Business Park
Haywards Heath, West Sussex RH16 1XQ
Tel: 01444 449222
Email: advice@moaifa.co.uk

 

Privacy Policy
Regulation
  • Mike Oliver Associates is authorised and regulated by the Financial Conduct Authority
  • The Financial Conduct Authority does not regulate taxation advice and trust advice, will writing  or some aspects of buy to let mortgages
  • We are entered on the Financial Services Register No 646955 at  https://register.fca.org.uk/
  • The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK
  • As the FCA want to raise consumers’ awareness of the information that is available to them we suggest that you provide a link from your website to the FCA’s consumer website “The Money Advice Service”:
  • http://www.moneyadviceservice.org.uk/
  • If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email.Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service ('FOS').  Please see the following link for further details: http://financial-ombudsman.org.uk/
Terms & Conditions

The guidance and/or advice contained within the Mike Oliver Associates website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

The Financial Ombudsman Service is able to assist you if you have a complaint or dispute with us which we are unable to resolve to your satisfaction. Please see the following link for further details:  http://financial-ombudsman.org.uk/

The Financial Conduct Authority does not regulate taxation & trust advice, will writing, some aspects of commercial mortgages, buy to let mortgages, finance and secured loans. We are entered on the Financial Services Register No 646955 at www.fca.org.uk/register/ and further information can be found on the FCA’s consumer website ‘The Money Advice Service’

We are members of the National Association of Commercial Finance Brokers (NACFB)

The Financial Conduct Authority FCA 11 Principles of Business fashion the code of conduct for our industry. If we advise you on your assets, we assume a joint responsibility with you to safeguard them in any eventuality. Under Principle 10, as Financial Advisers, we are morally and legally obliged to protect the assets of our clients.

As Financial Advisers, we maintain the highest standards of ethics.  To that end, we have devoted our time and efforts to producing a charging structure that is fair across all our business areas. We are pleased to support FCA Principle 6, ‘Treating Customers Fairly’. Your home or property may be repossessed if you do not keep up repayments on your mortgage. For mortgages we charge a fee of at least £600.  We will also be paid a procuration fee from the mortgage provider if one is available.