Whole of Life Cover

Please read the following and then press the "Proceed to Quote" button to continue to the quotation page.

On the following pages you will be provided with the product documentation, please take time to read each document carefully as they each contain important information about this policy, including the potential benefits available, together with details of charges, expenses and commission involved.

Click here to view our Key Facts About our Services Document.

Documents include : Illustration, Key Features Document, Application Form & our Data Protection Statement.

What is the risk that I will get back less than I invest?

Although this is a protection policy it may have a surrender value in the future. However this is unlikely in the early years.

Can I change my mind?

Should you make the decision not to proceed with you application after it has been submitted you will be able to cancel the policy. This is normally 14 days from receipt of the cancellation notice, however please refer to the Key Features Document for exact timescale.

Where can I find information about the charges?

Details of the charges that apply to this policy can be found within the Key Features Document and within the personalised illustration.

What do I do if I am uncertain whether this product is suitable?

This offer does not constitute personal advice. If you have any doubt whether this investment is suitable for you should contact us for a full financial review.

When does this offer expire?

This offer does not have an expiry date; however, if you download the documentation from the site without applying, and subsequently decide to apply, you should make sure that the documentation online has not been replaced.

How will you use any information I provide to you?

Please also see the document entitled Data Protection & Records which describes how your information is used by Mike Oliver Associates Ltd to provide you with financial services advice and / or complete transactions on your behalf. It also details how your information is used in accordance with our financial services and Data Protection Act Obligations. If you want to opt-outof receiving further communications from us you should complete and return this form to us.

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For a FREE initial discussion or to answer any
questions, please contact us by email at:

advice@moaifa.co.uk

or by phone on:

0845 402 1757

Mike Oliver Associates is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Services Authority. Sesame is entered on the FSA register (www.fsa.gov.uk/register/) under reference 150427.